River City Bank

River City Bank will begin accepting applications for the 2016 tax year on October 3, 2016.

River City Bank's long standing reputation in the bank product industry spans nearly three decades with a focus on commitment to excellence and customer service. Our priorities are simple; to provide valuable and cost-effective products and services that EROs and taxpayers need while maintaining a high level of integrity to help protect the nature of the industry. River City Bank remains driven to be the absolute best choice for your most successful banking partnership.

Sign up with River City Bank

River City Bank is pleased to offer these excellent pricing tier options for the 2016 Tax Year. You have the Freedom to Choose which option is best for your business.

Freedom to Optimize — $44.95 — Enhance the Refund Transfer Experience

  • Includes State Refund Transfer at no extra charge
  • $10 ERO rebate on each fully funded Federal Refund Transfer


Taxpayer Value — $29.95 — Low Cost Fee Collection Option

  • Just $29.95 for Federal Refund Transfer
  • State Refund Transfer available for an additional $9.95
  • No ERO rebate

Disbursement Options

With all disbursement options, all preparation fees will be deducted from the taxpayer refund and paid daily to the ERO by direct deposit.

  • Electronic Refund Check (ERC) – When funds are received from the IRS or state treasury, you will print a check for the customer in your office on bank-provided check stock. River City has arrangements with Walmart and many other retail and grocery chains across the country to provide easy and affordable check cashing.
  • Refund Electronic Transfer (RET) – Customers with an existing bank account can have their funds deposited to their personal savings or checking account instead of returning to your office to pick up a check.
  • ELEVATE Prepaid Visa® Card – The taxpayer leaves your office with their card and receives a text message when their funds are available, eliminating the hassle of returning to your office to pick up a check.
  • Walmart Direct2Cash – Direct2Cash allows customers to receive their refund in cash at Walmarts across the country. A Reference Code is emailed to the customer when funds are available and is taken to a Walmart MoneyCenter or Customer Service Desk along with their photo ID to collect their proceeds in cash. Walmart charges a $6.00 fee for this service which is deducted from the customer's refund prior to disbursement.

Other services offered to River City Bank EROs

Fee Forward — For tax year 2016, the IRS has confirmed that all refunds containing Earned Income and/or Additional Child Tax Credits will be released no earlier than February 15, 2017, which will impose a heavy financial burden on EROs at a time when income is low and payroll and other expenses are high. River City Bank's Fee Forward program helps to ease some of that burden by making daily advances of a portion of the anticipated preparation fees to qualified preparers.

Free Marketing Resources — Professionally created banners, window clings and posters are just a few of the marketing tools River City Bank provides at no cost to the ERO.

For more information, email csr@rcbtaxdivision.com or call (888) 820-7848 or visit us at www.rcbtaxdivision.com.

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